Disclaimer

You are aware that you have the right to consult an attorney prior to using our Website or purchasing any program, product, or service from or through us.  Lisa Botwinick is not responsible for your personal actions or choices before, during or after use of our Website.  Notwithstanding any limitations by law, your misuse or nonuse of this information is at your own risk, and you absolve Lisa Botwinick of any liability or loss that you, your business, or your family, children or heirs (if applicable) or any other person, may incur.  You acknowledge that you are using your own due diligence and assessment of risk when it comes to making your own decisions with full awareness that there may be risk involved.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH JULIE SANTIAGO INC.’S WEBSITE AND ANY THIRD-PARTY WEBSITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY, COMPLETENESS, OR APPROPRIATENESS OF OUR WEBSITE, FOR ANY PERSON

You agree at all times to defend, indemnify and hold harmless Company its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.

We accept no liability for any of the views, facts, opinions, or references in the Website whatsoever.  You assume responsibility for using, or not using, any of the information and you acknowledge that you are using it, or not using it, at your own risk.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE PROGRAM, INCLUDING ITS MATERIALS OR THIRD-PARTY MATERIALS MADE AVAILABLE THROUGH THE SITE, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE PROGRAM OR THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE PROGRAM AND THE SITE.

INFORMATION PROVIDED THROUGH THE PROGRAM IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.  THE COMPANY MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.
WE DO NOT MAKE ANY REPRESENTATIONS AS TO THE FUTURE INCOME, EXPENSES, SALES VOLUME OR POTENTIAL PROFITABILITY THAT MAY BE DERIVED AS A RESULT OF YOUR PARTICIPATION IN THIS PROGRAM.
You acknowledge and agree that no representation has been made by the Company or our affiliates and relied upon as to the future income, expenses, sales volume or potential profitability that may be derived from the participation in our programs or services.
To the fullest extent permitted by law, we expressly exclude:
a.  All conditions, warranties and other terms which might otherwise be implied by statute or common law;
b.  Any obligation of effectiveness or accuracy; and
c.  Other than as set out below, any liability for any direct, indirect or consequential loss or damage incurred by you in connection with this Program, including by your use or inability to use any information obtained on or through the Program, any websites linked to the Program, and any material posted on the Site, private Facebook group page, or in any other way through the Program by us or by others, including without limitation any liability for loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time and for any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable.

Your Conduct
You must not use our Site or private Facebook group page in any way that causes or is likely to cause the Site or private Facebook group page or access to it to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and content sent from your computer to us.
You must use the Program, Site, and private Facebook group page for lawful purposes only.  You must not use the Program, Site, and private Facebook group page for any of the following:
For fraudulent purposes or in connection with a criminal offence or otherwise carry out any unlawful activity

To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing, abusive, threatening, defamatory, objectionable, invasive of privacy, in breach of confidence, infringing of any intellectual property rights, or is otherwise injurious to third parties, or which consists of or contains software viruses or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, commercial solicitation, chain letters, mass mailings or any spam

To cause annoyance, inconvenience or needless anxiety

To impersonate any third party or otherwise mislead as to the origin of your content

To reproduce, duplicate, copy or resell any of our content in contravention with these Terms and Conditions or any other agreement with us.

Online Commerce

When you purchase this Program, the information provided and obtained as part of the transaction, such as your credit card number and contact information, may be collected by both the third-party merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies.
You agree to be financially responsible for all purchases made by you or someone acting on your behalf. You agree to purchase and use the Program for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service.
You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of this Program.
You agree to only purchase this Program for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.
For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly.

Termination
We reserve the right in our sole discretion to refuse or terminate your access to the Program, Site, private Facebook group page, or any other method of communication related to the Program at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the Program, Site, private Facebook group page, or other communications affected by such cancellation or termination. The restrictions imposed on you with respect to material received for the Program, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.
If you have any questions, please contact us at coachlisa@lisabotwinick.com.